T/ZZSJRXH 001-2024 漳州市农村金融信用户评定规范

ICS03.060

CCSA11

T/ZZSJRXH

漳州市金融学会团体标准

T/ZZSJRXH001—2024

漳州市农村金融信用户评定规范

EvaluatedspecificationforruralfinancialsubjectofgoodcreditinZhangzhoucity

2024-06-06发布2024-06-06实施

漳州市金融学会  发布

T/ZZSJRXH001—2024

目次

前言..................................................................................II

引言.................................................................................III

1范围................................................................................1

2规范性引用文件......................................................................1

3术语和定义..........................................................................1

4评定主体及职责......................................................................2

4.1中国人民银行漳州市分行..........................................................2

4.2涉农金融机构....................................................................2

5评定标准............................................................................2

5.1道德品质........................................................................2

5.2信用记录........................................................................2

5.3经营能力........................................................................2

5.4偿债能力........................................................................2

5.5考核达标........................................................................2

5.6其他要求........................................................................2

6评价指标及分值......................................................................3

6.1道德品质指标....................................................................3

6.2信用记录指标....................................................................3

6.3经营能