T/GCFCC 001-2023 助贷机构与助贷业务基本术语

ICS03.060

A22

团体标准

T/GCFCC001—2023

助贷机构与助贷业务基本术语

Basicterminologyofloanfacilitationagencyandloanfacilitationbusiness

2024-01-18发布2024-01-18实施

广州民间金融商会  发布

T/GCFCC001—2023

目次

前言........................................................................1

引言........................................................................2

1范围.......................................................................3

2规范性引用文件.............................................................3

3术语和定义.................................................................3

3.1放贷机构.............................................................3

3.2助贷业务.............................................................3

3.3助贷机构.............................................................3

3.4助贷从业人员.........................................................3

3.5助贷业务流程.........................................................3

3.6贷前环节.............................................................3

3.7获客引流.............................................................3

3.8客户信息.............................................................3

3.9客户授权.............................................................4

3.10双录................................................................4

3.11信用评估............................................................4

3.12客户筛选............................................................4

3.13贷后环节............................................................4

3.14业务资料............................................................4

3.15业务资料管理........................................................4

3.16内控制度............................................................4

3.17行业自律............................................................4

3.18垫资业务............................................................4

3.19违规受托支付........................................................4

3.20构建资金池..........................................................5

3.21重大事项............................................................5

3.22信息披露..